TJM Surveys provide independent Residential Property Surveys and Energy Assessments for Commercial and Domestic properties. All properties that are for sale, let or at construction need an Energy Performance Certificate.
We provide our services in a professional, efficient and friendly manner throughout South East Essex, to Conveyancing Solicitors, Chartered Surveyors, Managing agents, Estate agents, Independent Financial Advisor’s and of course home buyers.
It's a scary fact that nearly 80% of buyers don't check that their property is safe or what work needs doing.
When you arrange your mortgage, your mortgage lender will commission a surveyor to carry out a basic mortgage valuation, which is a limited check on the property to ensure the property is worth the money the lender is lending you.
This valuation is not a full survey and is unlikely to go into detail about the state of the property. There may be structural problems in the property that would cost a huge amount to put right that simply won’t be picked up. The majority of home buyers rely on the lender’s mortgage valuation alone, but the Council of Mortgage Lenders strongly advise that you get a more detailed survey done before you purchase a property.
Only 20% of home buyers in England & Wales opt for a proper survey, and rely instead on the mortgage valuation report which has serious limitations, not least of which is the fact that the surveyor is contracted by the lender and not the home buyer. With no contractual relationship the purchaser has no redress against the surveyor if he or she should make any errors.
The Home Condition Survey has been developed by SAVA* exclusively for home buyers. The Survey gives a clear, concise report on the condition of a domestic property. This will allow the home buyer to make an informed decision, quicker than by conventional surveys, and representing much better value for money. More Info
* SAVA stands for Surveyors and Valuers Accreditation, who insure that their members are subject to rigorous quality assurance procedures and have in place a clear complaints procedure to protect the public. SAVA is part of National Energy Services (NES), a long standing company in the enertgy efficiency field.
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